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Welcome to KMBF

Kumbakonam Mutual Benefit Fund Nidhi Limited, fondly called as KMBF was established in the year 1903 by large hearted gentlemen of Kumbakonam, with a view to enable a man of ordinary and limited means to develop habits of thrift to save something out of his income and to invest it in such a way as may enable him to rely on his savings for his emergency.

Late Rao Bahadur N.Krishnaswamy Iyengar was the founder president.

The main business of our Fund is to advance loans to its shareholders on easy terms at favourable interest on the security of gold jewels.

Our Fund is the only one of its kind in India which is having 112 branches in total and one among them being in Karaikal.

The total number of Shareholders of our Fund is more than 10 lakhs.

We have been governed by the Ministry of Corporate Affairs and also by the Reserve Bank of India directions.

The long heritage of our Nidhi speaks itself for its strength and financial conduct and discipline among the people. Our Nidhi has truly bridged the chasm between promise and performance.


Our Schemes

12.5 %interest
Student scheme
12.5 %interest


News and Events

22% dividend declared for the year 2019-20

Registered&Central Office

Kumbakonam Mutual Benefit Fund Nidhi Limited
No.145,Big street,
Kumbakonam - 612001
Thanjavur District, Tamil Nadu
0435 - 2420548