Chairman Message

Kumbakonam Mutual Benefit Fund Nidhi Limited is a doyen in the Nidhi sector built on the edifice of trust, faith, and efficient and quick service. Nurturing an organization for 120 years without any kind of hindrance is a big task and there are very few organizations who have performed this task successfully and KMBF Nidhi Limited is one of them. And I am proud to say, we are the one and only NIDHI company in India who got accreditation of the prestigious NDH-4 Nidhi status certification from Government of India. I congratulate all our stake holders for this success.

Our core objective is to encourage and afford all facilities for cultivating thrift, saving habits and to render financial assistance to its members by receiving term deposits. KMBF can be regarded as a fine example of how a Benefit Fund can effectively play its part in promoting the regional development and attending to the needs of under-privileged.

We offers a hassle-free experience to avail gold loan with transparency, security and range of its gold loan products, KMBF Nidhi Limited distinguishes itself from others primarily on the basis of the ease with which gold loans can be availed from our branches.

During the last century, KMBF has surmounted several challenges with the determination to forge ahead, setting an example for tomorrow. Our growth is based on vision, passion, values and good governance and by putting the institution before individuals’.

Managing Director’s Message

Kumbakonam Mutual Benefit Fund Nidhi Limited, is one of the leading Nidhi Companies in India started in the year 1903 and marching towards its completion of 120th year with presence in TamilNadu and Karaikal. KMBF has grown phenomenally in all aspects and secured a prominent position in the Nidhi industry and as a result of this, we have attained the benchmark of first NDH-4 certified NIDHI company in India.

I would like to quote Mahatma Gandhi who had said, “The difference between what we do and what we are capable of doing would suffice to solve more of society’s problem”. This has been proved by the KMBF by rising to the occasion facing challenges and coming out gloriously from every situation”.

The Fund has maintained its standards over the years, helping various types of peoples – underprivileged, lower and middle and thereby created a niche for our self amongst the member-shareholders.

Our streamlined and centralized systems and well- sketched procedures promise that gold loan can be availed in a matter of minutes. Also, we offer the highest Loan To Value to those interested in availing the maximum amount of loan against their jewellery.

Efficient functioning of the Nidhi and sustained efforts of each and every staff has placed the Nidhi on a high potential in the Nidhi sector. Services of KMBF are appreciated by the member-customers and that is the real strength of our Nidhi. Our outstanding performance inspires confidence among the public which indeed a fitting tribute to the visionary founders of KMBF.